CAL-VET Resource Book

Find the latest CAL VET information provided by the State of California. Click the image get to the link:

Medi-Cal — No Need to Pay to Complete an Application

Valuable information about how to apply for Medi-Cal and to get free help if you need it. Click on the headline above to read a helpful article …

New Medicare Law — Loophole in Nursing Home Coverage

New Medicare Law regarding nursing home coverage. Click on headline and read more about the notices of loophole in nursing home coverage.

VA’s Caregiver Expansion Program

Update you with new information from VA about when newly eligible veterans will be able to apply for caregiver benefits.

Important Phone Numbers for Veterans

Always looking for a phone number for Veterans Organizations, but don’t have it all in one place? Now you do!

Do You Wish You Could Deduct Credit Card Interest?

Shift your credit card debt to home equity debt and save money! A homeowner with $15,000 of credit card debt at 19% and sufficient equity in their home could replace it with a home equity loan at a much lower interest rate.

7 Tips to Keep Your Home Safe While You Travel

The last thing you want to do while on vacation is to worry about someone burglarizing your home.

These 7 easy-to-follow suggestions may protect your home and belongings while you’re away and will add a level of serenity to your trip.

6-Point Checklist to Prepare Your Home for Sale

Before your home goes on the market, look at it through the eyes of potential buyers. In all likelihood, you’ll need to take care of these items eventually, so do them now to help it sell sooner–and for more money.

Check out the 6 points on this list and set yourself up for success.

Why Would We Need a Successor Trustee?

Why might you want a successor trustee?

Learn benefits of having one and what they can do for you.

Over the years I have had the privilege of acting as a successor trustee for many of my clients. In the case of a single person, it is more obvious why they would need a successor trustee to act on their behalf if they became incapacitated. Read on…

Do I Really Retire When I Hit the Magic Nest Egg Amount?

I am sure most of you have seen the clever ads on television where the person is carrying a large orange sign showing the exact dollar amount they need to accumulate in their retirement fund to begin their retired years in a secure status.

It would be wonderful if we could fine tune the process to come up with the exact amount of the nest egg, wouldn’t it? Read on…

Is the “A-B” Trust Split on the First Death DOA (Dead on Arrival)?

A recent article I read indicated that the need to provide for the “B” or by-pass trust on the death of a spouse might be a thing of the past for all but the super rich. (Their definition of super rich is a combined estate in excess of $10.5 million).

Most readers know the personal lifetime exemption from estate taxes is now $5.25 million dollars for each spouse, subject to annual modification for inflation. But don’t “bet the farm” on the fact that Congress, in its infamous wisdom, won’t reduce that at some time in the future. Read on…